on Health Care
Why Should You Buy New Mexico
The cost of
health care has risen drastically over the past few decades. If
you do not have New Mexico medical insurance to help pay
bills, a serious injury or illness can be financially
devastating to you and your family. The most recent studies on
bankruptcy show that approximately 50% of all personal
bankruptcies are due to serious illness. Even if you are
ill for only three to six months the bills for New Mexico
health care can total from $30,000 to $200,000 and much more
in some cases. If you don't have New Mexico health insurance
coverage you can be exposed to high health care bills; or, if
you have too little or the wrong kind of coverage, you won't
have enough protection. Add this to the bills you were unable to
pay while unemployed and it is easy to see how bankruptcy
What To Look For When Buying New Mexico Health Insurance
Do not sign an application for
New Mexico Health Insurance until
you review it carefully to be sure the answers are complete
and accurate. Make sure that the word insurance is
actually used and that there is no disclaimer stating that,
This product is not insurance, nor is it intended to
replace insurance. There are hundreds of insurance scams
occurring around the country offering coverage for $50 to
$130 to cover the whole family. Don't get caught in a scam.
If it sounds too good to be true, its too good to be true.
When you buy an
New Mexico Health Insurance policy, make the
check payable to the company, not the agent. Always pay by
check or money order, and write your policy number on the
payment. Do not give the agent your bank account number for
automatic withdrawals until you have verified the agent and
New Mexico Health Insurance company background
Tips for Avoiding
Fraudulent New Mexico Health Insurance Plans
The best tool for avoiding fraud is your phone. Call your
Health insurance department and find out whether the
insurance agent and New Mexico Health Insurance company
are licensed in the state.
Fraudulent plans are most often sold through direct mail
solicitations, fax, radio ads or over the Internet, so be
especially wary when responding to these solicitations.
New Mexico Health Insurance policy costs far less than
what other companies are charging, this could be a warning
sign. Its a good thing to comparison shop, but if a policy
is significantly cheaper, beware. If it sounds too good to
be true, it probably is.
Beware of an
New Mexico Health Insurance agent or company that:
Refuses to provide proof of state licensure.
Insists on cash payments or automatic withdrawal.
States this is a one-time deal or your "last chance
for special savings."
Boasts that the coverage is available to anyone,
regardless of history or risk.
states something is covered without showing you the
details in a company publication.
Tells you no
other company provides this coverage or that the only
other company is much more expensive.
they can sell you any company but only has company
publications for one company.
If you want
to check the status of any company you can do so through the
New Mexico State Insurance office at
or the National Association of
Insurance Commissioners (NAIC) at http://www.naic.org
To get a quote from a
New Mexico Health
simply fill out the form to find Insurance Companies
Blue Cross Blue Shield
and many more. The Health & Medical Insurance agent
referred to you will
provide the most affordable low cost health insurance or
insurance healthcare plans for small business, self employed, families,
individuals and groups. Your needs and budget are a primary
concern in choosing a quality program. Your Health Insurance Consultant
should always be available to
assist you. For
plans and HSA's (Health Savings Accounts) we can
make your search for affordable low cost quality health insurance easy.
Your agent should be able to
Low Cost NEW MEXICO HEALTH INSURANCE,
We have many companies for New Mexico
Employed Health Insurance,
For New Mexico Families and Seniors we also provide Medicare
supplements, life insurance and disability insurance. We
represent many different insurance carriers so our Agency and
agents can provide the best value plan available for
individuals, families and small businesses.
There are many choices for
New Mexico Affordable
Plans. Whether you are an
Individual, Family or Business
there is a New Mexico Low Cost Health Insurance
program to fit your needs.
You can use the instant quote buttons to get health insurance quotes from multiple
insurance carriers and programs. If you are looking for New
Mexico Health Insurance
as an individual, family, small business, group or are self
employed we can find a New Mexico Affordable Health
Insurance plan to meet your budget.
For Short Term Health Insurance in
New Mexico you can get an instant quote
or apply on line for temporary health insurance.
you are traveling there is an instant quote button for travel insurance.
If you have a non-resident relative visiting the U.S. they can apply for
insurance from their country by applying on line through the travel
insurance instant quote and application SRI button.
Where to find more information on
New Mexico Healthcare and Health
would like more information on healthcare you can go to the U.S
Agency for Healthcare Research and Quality at
complete review of
New Mexico Health Insurance guidelines for
New Mexico Individual Health Insurance,
Mexico Group Health
Insurance, Cobra guidelines and more you can go to the
Georgetown University publication for
The publication is titled
Guide to Getting and Keeping Health Insurance in
Mexico" and can be seen at
Allchoice, Inc. Insurance offers low
cost health insurance, healthcare plans, health savings
account, high deductible plans, life insurance, medicare supplements
and long term care with instant quotes. We serve the following New Mexico
communities; Alamogordo, Albuquerque, Carlsbad, Clayton, Clovis,
Estancia, Farmington, Gallup, Hobbs, Las Cruces, Los Alamos, Rio
Rancho, Roswell, Santa Fe, Silver City, Tierra Amarilla, Tucumcari,
Zuni, and more.