on Health Care
Why Should You Buy Hawaii
The cost of
Affordable Hawaii Health Insurance is going up drastically with Obamacare. If
you do not have Hawaii Medical Insurance to help pay
bills, a serious injury or illness can be financially
devastating to you or your family. The most recent studies on
bankruptcy show that approximately 50% of all personal
bankruptcies are due to serious illness. Even if you are
ill for only three to six months the bills for Hawaii
health care can total from $30,000 to $200,000 and much more
in some cases. If you don't have Hawaii health insurance
coverage you can be exposed to high health care bills; or, if
you have too little or the wrong kind of coverage, you won't
have enough protection. Add this to the bills you were unable to
pay while unemployed and it is easy to see how bankruptcy
What To Look For When Buying Hawaii Health Insurance
Do not sign an application for
Hawaii Health Insurance until
you review it carefully to be sure the answers are complete
and accurate. Make sure that the word insurance is
actually used and that there is no disclaimer stating that,
This product is not insurance, nor is it intended to
replace insurance. There are hundreds of insurance scams
occurring around the country offering coverage for $50 to
$130 to cover the whole family. Don't get caught in a scam.
If it sounds too good to be true, its too good to be true.
When you buy an
Hawaii Health Insurance policy, make the
check payable to the company, not the agent. Always pay by
check or money order, and write your policy number on the
payment. Do not give the agent your bank account number for
automatic withdrawals until you have verified the agent and
Hawaii Health Insurance company background
Tips for Avoiding
Fraudulent Hawaii Health Insurance Plans
The best tool for avoiding fraud is your phone. Call your
Health insurance department and find out whether the
insurance agent and Hawaii Health Insurance company
are licensed in the state.
Fraudulent plans are most often sold through direct mail
solicitations, fax, radio ads or over the Internet, so be
especially wary when responding to these solicitations.
Hawaii Health Insurance policy costs far less than
what other companies are charging, this could be a warning
sign. Its a good thing to comparison shop, but if a policy
is significantly cheaper, beware. If it sounds too good to
be true, it probably is.
Beware of an
Hawaii Health Insurance agent or company that:
Refuses to provide proof of state licensure.
Insists on cash payments or automatic withdrawal.
States this is a one-time deal or your last chance
for special savings.
Boasts that the coverage is available to anyone,
regardless of history or risk.
states something is covered without showing you the
details in a company publication.
Tells you no
other company provides this coverage or that the only
other company is much more expensive.
they can sell you any company but only has company
publications for one company.
If you want
to check the status of any company you can do so through the
Hawaii State Insurance office at
http://www.hawaii.gov/dcca/areas/ins/ or the National Association of
Insurance Commissioners (NAIC) at
Low Cost HAWAII HEALTH INSURANCE,
We have many companies for Hawaii
Employed Health Insurance,
represent many different insurance carriers so our Agency and
agents can provide the best value Health Insurance in Hawaii available for
individuals, families, self employed, group and small businesses.
There are many choices for
Plans. If you are looking for
health insurance for an
Individual, Family, self employed or Business
there is a Low Cost Health Insurance
in Hawaii health plan to fit your needs.
Programs are available in Traditional, PPO, POS, HMO, HSA's (Health
Savings Accounts) or for Catastrophic occurrences.
You can use the instant quote buttons to get quotes from multiple
insurance carriers and programs. We provide you with health insurance quotes
from multiple Hawaii Health Insurance companies. We help you choose
the health insurance company and health insurance plan that best fits your needs. If you are looking for
Health Insurance for Hawaii as an individual, family, small business,
group or are self employed we can find an Affordable Health
Insurance in Hawaii healthcare plan to meet your budget.
Hawaii Short Term Health Insurance or Temporary insurance you can get a quote.
you are traveling there is an instant quote button for travel insurance
and international insurance.
If you have a non-resident relative visiting the U.S. they can get
instant quotes and apply for
insurance from their country by applying on line through the travel
insurance and international insurance SRI button.
Where to find more information on
Hawaii Healthcare and Health
would like more information on healthcare you can go to the U.S
Agency for Healthcare Research and Quality at
complete review of
Hawaii Health Insurance guidelines for
Hawaii Individual Health Insurance,
Hawaii Group Health
Insurance, Cobra guidelines and more you can go to the
Georgetown University publication for
The publication is titled
Guide to Getting and Keeping Health Insurance in
Hawaii" and can be seen at