Affordable Auto Insurance Maine - Maine Car Insurance - Affordable Car Insurance Quotes in Maine - Maine Auto Insurance Quotes - Cheap Car Insurance Maine - Maine Automobile Insurance - Cheap Auto Insurance Maine - Maine Auto Insurance Quote - Car Insurance Quote Maine - Automobile Insurance Quote Maine - Maine Auto Insurance Comparison - Car Insurance Rates ME - Maine Automobile Insurance Quotes - Auto Insurance Rates Maine - Online Auto Insurance Maine - Maine Car Insurance Online Quote - Cheapest Car Insurance Maine - Low Cost Car Insurance Maine - Maine Low Cost Auto Insurance - Low Cost Automobile Insurance ME - Maine Discount Car Insurance - Cheap Auto Insurance Maine - Maine Cheap Car Insurance


Copyright Pending

allchoice logo
people at park
Car Insurance Maine, Auto Insurance in Maine, Maine Cheap Auto Insurance, Cheap Car Insurance in Maine. Maine's state nickname is the "pine tree state".

The Auto Insurance Quiz

Auto Insurance for Maine Residents and Businesses



Get A Quote!

  Auto, Car Insurance Quote
  Truck Insurance Quote
  Get a Quote for Low Cost Auto Financing

How Much is your Maine Car, Truck or Auto worth now? Click Here to find out.


QUOTE REQUEST FORM for Auto and Car Insurance Quotes.

For Residents & Companies of Maine
 Copyright Pending

What You Should Know About Buying Maine Auto Insurance

  1. How does your Maine Auto Insurance Company determine the premium?
    Two factors determine what you pay for Maine auto insurance. The first factor is underwriting and the second factor is rating. Maine Auto owners Insurance companies underwrite to assess the risk associated with an applicant, group the applicant with other similar risks and decide if the company will accept the application. Based on the results of the underwriting process, the rating assigns a price based on what the Maine Car insurer believes it will cost to assume the financial responsibility for the applicants potential claim.

  2. Several Factors Affect Your Risk Rating for Maine Auto Insurance.
    Your driving record, the area in which you live, your gender and age, marital status, prior insurance coverage, vehicle use and make and model of your vehicle all determine what your risk rating is for Maine Car Insurance.

  3. Ask if you are eligible for discounts for your Maine Auto Insurance Company.
    Discounts for Maine Automobile Insurance may be available because you are considered a lower risk, have multiple vehicles, driver education courses, are a student, your  auto has safety devices, anti-theft devices, low mileage, you have a auto/home package. Some states do not allow discounts.

  4. Tort System vs. No-Fault System
    Each state must implement either a tort system or a no-fault system. The system your state has implemented will determine what kind of insurance is available to you. The three basic coverage's sold under the tort system are bodily injury liability insurance, property damage liability insurance and uninsured motorists coverage. In a no-fault state,  coverage's will vary, but under a no-fault system your insurance company pays you directly for your losses as a result of injuries sustained in an accident, regardless of who is at fault. Check with your state insurance department for questions concerning tort or no-fault state systems.

  5. Check Into Optional Coverage for Maine Auto Insurance.
    The most commonly recognized coverage's, in addition to the basic liability package, are collision and comprehensive coverage. Collision coverage pays for physical damage to your car as a result of your auto colliding with an object such as a tree or another car. This is relatively expensive coverage and is not required by law. Maine Auto Insurance Comprehensive coverage pays for damage to your auto from almost all other causes, including fire, severe weather, vandalism, floods and theft. This coverage will also cover broken glass and windshield damage. Maine Car Insurance comprehensive coverage is less expensive than collision, but is also optional. Other optional coverage's include medical payments coverage, rental reimbursement coverage and towing and labor coverage.

  6. Shop Around Before You Buy Cheap Maine Auto Insurance
    When shopping for Maine auto insurance, premium quotations are a useful tool for comparison of different Maine Auto Insurance companies products. When asking for price quotations, it is crucial that you provide the same information to each agent or company including description of your vehicle, its use, your drivers license number, the number of drivers in your household, the coverage's and limits you want for your Maine Auto Insurance.

  7. Protect yourself when buying Maine Auto Insurance.
     Before signing an application for any Maine Auto insurance coverage, call you Maine state insurance department and verify that the Maine Auto Insurance Company and the agent are licensed to do business in your state. It is illegal for unlicensed insurers to sell insurance, and if you buy from an unlicensed insurer, you have no guarantee that the coverage you pay for will ever be honored.

  8. Read Your Maine Auto Insurance Policy Carefully
    You should be aware that a Maine auto insurance policy is a legal contract. It is written so your rights and responsibilities, as well as those of the insurance company, are clearly stated. When you purchase Maine Auto Insurance, you will receive a policy. You should read that policy and make certain you understand its contents. If you have questions about your Maine Auto insurance policy, contact your insurance agent for clarification. If you still have questions, call your Maine state insurance department.

There are many choices for Affordable Maine Auto Insurance.  Whether you are looking for Maine Car Insurance, High Risk Automobile Insurance, Preferred driver Auto Insurance or auto and car insurance quotes we have an Maine Auto Insurance plan to meet your needs. If you are looking for Maine Auto Insurance Quotes, simply click on the Instant Car Insurance Quotes button. Fill in the information and get quotes from the lowest cost Maine Auto Insurance companies. If you are looking for Maine Car Insurance or Automobile Insurance, please fill out the form we will find the best Maine Auto Insurance plan available for you.

Copyright Pending

If you want to check the status or complaint ratio for any Maine Auto Insurance Company, you can do so through the Maine State Insurance Office at or the National Association of Insurance Commissioners (NAIC) at

To find the complaint ratio for Maine Auto Insurance Companies on the NAIC website please see our Instruction sheet, "Finding an Insurance Company Complaint Ratio".

Allchoice, Inc. Insurance offers low cost  Auto Insurance and Car Insurance  with instant quotes.  We serve the following Maine communities; Augusta, Bangor, Bath, Brunswick, Caribou, Farmington, Houlton, Lewiston, Lincoln, Orono, Portland, Skowhegan, Stratton, Waterville, Westbrook, and more.

Health Insurance

Homeowners Insurance

Truck insurance Maine, Cheap Truck insurance in Maine, Low cost truck insurance Maine, Maine truck insurance, Affordable Maine truck insurance, Maine SUV insurance, SUV insurance in Maine, cheap SUV insurance in Maine, low cost SUV insurance Maine

Home Insurance     Medicare Supplements     Auto Insurance     Life Insurance     Insurance Exchange    

Home | Contact Us | Privacy Policy | Disclosure | Resources | Add URL | Site Map