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Life Insurance

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  Term, Whole or Universal Life Insurance
  Get an Annuities Quote

Why Term Life Insurance is the best Life Insurance - Dave Ramsey

Why Term Life Insurance is not always the best Life Insurance

 QUOTE REQUEST FORM for Term, Whole or Universal Life with the following companies:
AIG
Jefferson Pilot Life
The Hartford
Allianz
John Hancock
The Principal
Banner
Lincoln Benefit Life
Transamerica
Chase Life/Zurich Kemper
Lincoln National Life
Travelers Life & Annuity
Empire General
Manu Life
United of Omaha
First Colony (GE)
Colorado Life
U.S. Financial
1st Penn Pacific
Protective
West Coast Life
ING Companies
Prudential
 

When do you need Life Insurance? Following are some life changes that may create a need for life insurance.
  • Change in employment or salary
  • Recently married or divorced
  • New baby
  • Recent death of spouse or child
  • Purchased a home
  • Started a business
  • Received an inheritance
  • Need to plan for retirement or to fund a college education
  • Concerned about estate taxes
  • Need low cost cash in the future. (available when you have a policy that builds cash value)
There are more choices for Michigan Life Insurance. Whether you are looking for Michigan Term Life Insurance, Whole Life, Universal Life or Variable universal Life Insurance we have a Life Insurance plan to meet your needs.

If you are looking for Michigan Term Life Insurance Quotes, simply click on the Instant Life Insurance Quotes button. Fill in the information and get instant quotes from the lowest cost Term Life Insurance companies. If you are looking for Whole Life Insurance or Universal Life Insurance, please fill out the form and Allchoice Agency will find the best Life Insurance plan available for you.

 

According to a recent LIMRA study*, Americans have a positive view of Life insurance.
  • 44% of all U.S. households either don't own life insurance and believe they should, or own life insurance and believe they need more.  Among those that already own life insurance, 40% believe they don't have enough.
  • 29 million households intend to buy life insurance within the next 12 months.
  • One-third of more affluent households ($100,000 or more of household income) say they need more insurance.
  • 22% of Americans do NOT own life insurance.
  • Almost three-fourths of Americans agree that life insurance is the best way to protect themselves and their families against the premature death of a primary wage earner.

Americans want professional help.

  • 29% of Americans would like to discuss life insurance with a financial professional.
  • 70% agree it would be helpful to periodically review the terms and provisions of their current life insurance policies.
  • One-third of Americans with life insurance would like to review their coverage every year or two.  Almost half want a review within five years.


 

For Residents & Companies of Michigan
 
Allchoice, Inc. Insurance offers low cost  Term Life Insurance and Whole Life Insurance with instant quotes. We serve the Michigan communities of Ann Arbor, Bay City, Brighton, Canton, Dearborn, Detroit, Farmington Hills,  Flint, Grand Rapids, Greenville, Holland, Jackson, Kalamazoo, Kentwood, Lansing,  Livonia, Wixom, Novi,  Sterling Heights, Traverse City, Troy, Southfield, Warren, Westland,  Wyoming, Columbus, Cleveland, Indianapolis, Fort Wayne, Cincinnati  and many more.