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Iowa is named after the Ioway Indians who were part of the Sioux tribe.

Affordable Health Insurance Iowa, Low Cost Health Insurance for IA, Cheap Health Insurance in Iowa, Iowa Health Insurance Quotes, Affordable Iowa Insurance companies, Iowa Family Health Insurance.

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Hawk i - Low Cost Iowa Health Insurance for Uninsured Children

Choosing Affordable Iowa Health Insurance- Things to Know.

How to Choose the Right Health Care Plan

How ACA (Obamacare) affects You

WELCOME IOWA RESIDENTS AND COMPANIES

Iowa proudly has the first Presidential Primary. Iowa's motto is "Our Liberties we prize and our Rights we will maintain". Iowa has strong family traditions and those associated with political parties exhibit those values in their choice of candidates. Many people know it as the "Hawkeye State" which is a tribute to chief Black Hawk of the Sauk Indians. Many people know Iowa for its endless fields of corn.

How ACA (Obamacare) Affects Uninsured Families & Individuals

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If you want Low Cost Iowa Health Insurance Plans with Quality Health Insurance Companies in Iowa, you can get an Affordable IA Health Insurance below.

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For Residents & Companies of Iowa

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Why Should You Buy Iowa Health Insurance?

The cost of Iowa health insurance is going up dramatically since the national health care law passed. If you do not have affordable Iowa Medical Insurance to help pay bills, a serious injury or illness can bankrupt you and your family.  The most recent studies on bankruptcy show that approximately 50% of all personal bankruptcies are due to serious illness.  Even if you are ill for only three to six months the bills for Iowa health care can total from $30,000 to $200,000 and much more in some cases. If you don't have low cost Iowa health insurance coverage you can be exposed to high health care bills; or, if you have too little or the wrong kind of coverage, you won't have enough protection. Add this to the bills you were unable to pay while unemployed and it is easy to see how bankruptcy occurs.

Iowa is often referred to as the-American Heartland and is also known as the Food Basket of the World. Iowa derives its name from the Ioway people, one of the American Indian tribes who occupied the state. Iowa is listed as one of the safest states to live in the U.S. According to the Insurance Commissioner of Iowa, effective June 8, 2011, an administrative rule adopted by the insurance divison will permit the enrollment of children regardless of their health. This is a type of coverage known as "Child Only" policies. Companies selling these policies will have the same open enrollment season, July 1-August 14. This will allow guaranteed acceptance of individual children enrollment, who apply during this time.

What To Look For When Buying Iowa Health Insurance

  • Be sure you feel confident working with the Iowa Health insurance agent and company you choose. It is a good idea to contact the Iowa state insurance department and check that the agent and the company you are working with are licensed to sell insurance in Iowa.

  • Learn what kinds of Iowa Health Insurance policies will provide what you need and pick the one best for you. Don't hesitate to shop around and ask a lot of questions.

  • Do not sign an application for Iowa Health Insurance until you review it carefully to be sure the answers are complete and accurate. Make sure that the word insurance is actually used and that there is no disclaimer stating that, This product is not insurance, nor is it intended to replace insurance. There are hundreds of insurance scams occurring around the country offering coverage for $50 to $130 to cover the whole family. Don't get caught in a scam. If its too good to be true, its too good to be true.

  • When you buy an Iowa Health Insurance policy, make the check payable to the company, not the agent. Always pay by check or money order, and write your policy number on the payment. Do not give the agent your bank account number for automatic withdrawals until you have verified  the agent and Iowa Health Insurance company background information.

  • Ask for a receipt for all Iowa Health Insurance payments. The receipt should include your policy number, the date of payment and the name of the Iowa Health Insurance Company.

Tips for Avoiding Fraudulent Iowa Health Insurance Plans

  • The best tool for avoiding fraud is your phone. Call your Iowa Health insurance department and find out whether the insurance agent and Iowa Health Insurance company are licensed in the state.

  • Fraudulent plans are most often sold through direct mail solicitations, fax, radio ads or over the Internet, so be especially wary when responding to these solicitations.

  • If an Iowa Health Insurance policy costs far less than what other companies are charging, this could be a warning sign. Its a good thing to comparison shop, but if a policy is significantly cheaper, beware. If it sounds too good to be true, it probably is.

  • Beware of an Iowa Health Insurance agent or company that:

    • Refuses to provide proof of state licensure.

    • Insists on cash payments or automatic withdrawal.

    • States this is a "one-time deal" or your "last chance for special savings".

    • Boasts that the coverage is available to anyone, regardless of history or risk.

    • Verbally states something is covered without showing you the details in a company publication.

    • Tells you no other company provides this coverage or that the only other company is much more expensive.

    • Tells you they can sell you any company but only has company publications for one company.

If you want to check the status of any company you can do so through the Iowa State Insurance office at http://www.iid.state.ia.us/ or the National Association of Insurance Commissioners (NAIC) at http://www.naic.org

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We provide Affordable Low Cost IOWA HEALTH INSURANCE, IOWA LIFE INSURANCE, IOWA DISABILITY INSURANCE and IOWA MEDICARE SUPPLEMENTS. We have many companies for Iowa Small Business Health Insurance, Self Employed Health Insurance, Family Health Insurance, Individual Health Insurance & Life Insurance and Disability Insurance. For Iowa Families and Seniors we also provide Medicare supplements, life insurance and disability insurance. We represent many different insurance carriers so our Agency and agents can provide the best value plan available for individuals, families and small businesses.

 There are many choices for Iowa Affordable Health Insurance Plans. Whether you are an Individual, Family or Business there is a Iowa Low Cost Health Insurance program to fit your needs. Programs are available in Traditional, PPO, POS, HMO, HSA's (Health Savings Accounts) or for Catastrophic occurrences. You can use the instant quote buttons to get quotes from multiple insurance carriers and programs. If you choose to call, we simply ask you questions to determine your needs and provide you with health insurance quotes from multiple Iowa Health Insurance companies. We help you choose the plan that best fits your needs. If you are looking for Iowa Health Insurance as an individual, family, small business, group  or are self employed we can find a Iowa Affordable Health Insurance plan to meet your budget.

For Iowa Short Term Health Insurance you can get an instant quote or apply on line for temporary health insurance.  If you are traveling there is an instant quote button for travel insurance.  If you have a non-resident relative visiting the U.S. they can apply for insurance from their country by applying on line through the travel insurance instant quote and application SRI button.


Where to find more information on Iowa Healthcare and Health Insurance

If you would like more information on healthcare you can go to the U.S Agency for Healthcare Research and Quality at http://www.ahcpr.gov/consumer/

For a complete review of Iowa Health Insurance guidelines for Iowa Individual Health Insurance, Iowa Group Health Insurance, Cobra guidelines and more you can go to the Georgetown University publication for Iowa health insurance. The publication is titled "A Consumers Guide to Getting and Keeping Health Insurance in Iowa" and can be seen at http://www.healthinsuranceinfo.net/ia.pdf


Allchoice, Inc. Insurance offers low cost  health insurance, healthcare plans, health savings account, high deductible plans, life insurance, medicare supplements and long term care with instant quotes.  We serve the following Iowa communities; Ames, Ankeny, Burlington, Cedar Falls, Cedar Rapids, Davenport, Des Moines, Dubuque, Fort Dodge, Iowa City, Marshalltown, Mason City, Muscatine, Ottumwa, Sioux City, Urbandale, Waterloo, West Des Moines.
 


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