COMPLAINT RATIOS NATIONALLY AND FOR OHIO

Per $ 1 million in premiums paid

1(one) is set as the median level or average of all companies

Below 1.00 means the company is better than average.

Above 1.00 means the company is worse than average.

*2006 NAIC Ratios

**2007 NAIC Ratios

*2008 State Ratios

**2008 NAIC Ratios

Health Insurance

Group & Indivi.

Group & Indivi.

Group & Indiv.

Group & Indivi.

Aetna

0.94

n/a

0.06

0.97

American Community

0.32

1.0

0.48

1.41

AMS (United Healthcare Grp.)

0.90

1.39 

0.09

1.47

Assurant (Time)

2.58

1.90

0.47

1.92

Best Life & Health

0.33

1.04

n/a

0.26

Blue Cross Blue Shield

0.01

n/a

n/a

n/a

Celtic

1.15

4.65

n/a

2.04

Golden Rule

0.61

0.90

0.25

1.04

Humana

1.47

1.66

0.09

3.52

John Alden

1.80

1.16

n/a

1.45

Kaiser Foundation Health Plan Ohio

 1.14 

n/a

0.03

n/a

Madison National Life

0.77

0.91

n/a

18.34

MEGA Life (NASE)

2.06

2.72

0.27

5.87

Midwest Security

2.20

1.79

n/a

1.74

Nationwide Life & Health

1.20

1.60

0.34

1.80

Principal Financial

 0.67 

 0.94

n/a

1.20

Qualchoice Health Plan Inc.

 2.01 

n/a

n/a

n/a

Trustmark/Starmark/Multi-Ben

3.04

2.86

n/a

3.33

United Healthcare

0.90

1.39

0.10

n/a

Ohio HMO's

Accredited

Anthem Comm. Insurance

yes

Aetna

yes

CIGNA

yes

Humana

yes

Kaiser

yes

Medical Mutual HMOs

yes

Paramount Care

yes

Qualchoice Health Plan

yes

SummaCare Inc.

yes

The Health Plan of Upper Ohio Valley Inc.

yes

United Healthcare of Ohio

 yes

*Source-State of Ohio Department of Insurance - 1-614-644-2658

**Source - NAIC or National Association of Insurance Commissioners