COMPLAINT RATIOS NATIONALLY AND FOR NEW YORK

Per $ 1 million in premiums paid

1(one) is set as the median level or average of all companies

Below 1.00 means the company is better than average.

Above 1.00 means the company is worse than average.

Updated 10/12/09

 

 

 

**2006 NAIC Ratios

 

**2007 NAIC Ratios

 

*2008 State Ratios

 

**2008 NAIC Ratios

Health Insurance

 

Group & Indivi.

 

Group & Indivi.

 

Group & Indiv.

 

Group & Indivi.

 

 

 

 

 

 

 

 

 

Aetna

 

0.94

 

n/a

 

0.2155

 

0.97

AMS (United Healthcare Grp.)

 

0.90

 

1.39 

 

0.4304

 

1.47

Assurant (Time)

 

2.58

 

1.90

 

n/a

 

1.92

Blue Cross Blue Shield

 

0.01

 

n/a

 

n/a

 

n/a

Celtic

 

1.15

 

4.65

 

n/a

 

2.04

Community Blue

 

n/a

 

n/a

 

0.0678

 

n/a

Empire Health Choice

 

n/a

 

n/a

 

0.0991

 

n/a

Golden Rule

 

0.61

 

0.90

 

n/a

 

1.04

John Alden

 

1.80

 

1.16

 

n/a

 

1.45

MEGA Life (NASE)

 

2.06

 

2.72

 

n/a

 

5.87

Midwest Security

 

2.20

 

1.79

 

n/a

 

1.74

Nationwide Life & Health

 

1.20

 

1.60

 

n/a

 

1.80

Oxford Health Plans of NY

 

n/a

 

n/a

 

0.1460

 

n/a

Principal Financial

 

 0.67 

 

 0.94

 

n/a

 

1.20

Trustmark/Starmark/Multi-Ben

 

3.04

 

 2.86

 

n/a

 

3.33

United Healthcare

 

0.90

 

1.39

 

0.4304

 

n/a

 

 

 

 

 

 

 

 

 

New York HMO's

 

accreditation

 

 

Aetna Health Inc.

 

excellent

 

 

 

 

 

 

Blue Cross Blue Shield

 

excellent

 

 

 

 

 

 

CIGNA Healthcare of New York

 

excellent

 

 

 

 

 

 

ConnectiCare of New York

 

commendable

 

 

 

 

 

 

Empire HealthChoice of New York

 

excellent

 

 

 

 

 

 

Excellus Health Plan Inc.

 

excellent

 

 

 

 

 

 

Health Net of New York Inc.

 

excellent

 

 

 

 

 

 

Independent Health Association Inc.

 

excellent

 

 

 

 

 

 

Oxford Health Plans of New York

 

excellent

 

 

 

 

 

 

United HealthCare of New York

 

excellent

 

 

 

 

 

 

 

*Source-State of New York Insurance Department- 800-342-3736

**Source - NAIC or National Association of Insurance Commissioners