2010 Michigan Property and Casualty Insurance Complaint Ratios

Per $ 1 million in premiums paid

1(one) is set as the median level or average of all companies

Below 1.00 means the company is better than average.

Above 1.00 means the company is worse than average.

Updated 02/26/2012

 

Blue denotes Allchoice companies

**NAIC Homeowners Insurance

**NAIC Commercial Property

**NAIC Private Passenger

*Michigan 2010 Auto Ratios

*Michigan 2010 Home Ratios 

Companies

AAA

0.49

n/a

0.09

0.09

0.29

Allstate

0.96

n/a

0.97

0.13

0.47

Chubb

0.42

0.74

0.16

n/a

n/a

Encompass

0.41

0.0

0.28

0.28

0.41

Farmers

0.51

n/a

0.52

0.20

0.94

Foremost

0.86

n/a

0.37

0.24

0.39

Grange

0.26

n/a 

0.67

0.09

0.26

Mercury Auto

n/a

n/a

0.49

0.72

n/a

Michigan Millers

0.37

0.79

0.36

0.06

0.26

Progressive

n/a

3.62

0.10

0.10

n/a

Safeco

0.81

1.46

1.45

0.26

0.17 

State Farm

0.40

0.0

0.59

0.65

0.14 

Seneca

n/a

0.42

n/a

n/a

n/a

Travelers

4.80

0.17

1.18

0.13

n/a
Auto Owners 0.83 0.49 0.07 0.15
Citizens 0.12 0.61 0.12 0.11
Frankenmuth 0.55 0.50 0.05 0.10

 

*Source-State of Michigan Department of Labor & Economic Growth / Office of Financial & Insurance Services - 1-877-999-6442

**Source - NAIC or National Association of Insurance Commissioners