COMPLAINT RATIOS NATIONALLY AND FOR LOUISIANA

Per $ 1 million in premiums paid

1(one) is set as the median level or average of all companies

Below 1.00 means the company is better than average.

Above 1.00 means the company is worse than average.

Updated 10/12/09

 

 

 

**2006 NAIC Ratios

 

**2007 NAIC Ratios

 

*2008 State Ratios

 

**2008 NAIC Ratios

Health Insurance

 

Group & Indivi.

 

Group & Indivi.

 

Group & Indiv.

 

Group & Indivi.

 

 

 

 

 

 

 

 

 

Aetna

 

0.94

 

n/a

 

n/a

 

0.97

AMS (United Healthcare Grp.)

 

0.90

 

1.39 

 

n/a

 

1.47

Assurant (Time)

 

2.58

 

1.90

 

n/a

 

1.92

Blue Cross Blue Shield

 

0.01

 

n/a

 

n/a

 

n/a

Celtic

 

1.15

 

4.65

 

n/a

 

2.04

Golden Rule

 

0.61

 

0.90

 

n/a

 

1.04

Humana

 

1.47

 

1.66

 

n/a

 

3.52

John Alden

 

1.80

 

1.16

 

n/a

 

1.45

MEGA Life (NASE)

 

2.06

 

2.72

 

n/a

 

5.87

Midwest Security

 

2.20

 

1.79

 

n/a

 

1.74

Nationwide Life & Health

 

1.20

 

1.60

 

n/a

 

1.80

Principal Financial

 

 0.67 

 

 0.94

 

n/a

 

1.20

Trustmark/Starmark/Multi-Ben

 

3.04

 

 2.86

 

n/a

 

3.33

United Healthcare

 

0.90

 

1.39

 

n/a

 

n/a

 

 

 

 

 

 

 

 

 

Louisiana HMO's

 

accreditation

 

 

Humana Health Benefit Plan

 

excellent

 

 

 

 

 

 

United Healthcare of Louisiana

 

excellent

 

 

 

 

 

 

 

*Source-State of Lousiana Department of Insurance- 800-259-5300

**Source - NAIC or National Association of Insurance Commissioners